Bilt’s January Rent Day has a twist, but it’s not for everyone

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Over the past few years, Bilt Rewards has become one of my go-to travel programs. While I still spread my spending across programs like Chase and Capital One, Bilt makes earning rewards in my day‑to‑day life uniquely simple.

One of the biggest perks? Bilt's Neighborhood Benefits program, which lets you earn points whenever you shop at partner merchants with any credit or debit card linked to your Bilt account.

You don't even need a Bilt Mastercard (though I do have one!). In fact, I personally have five cards linked to Bilt, making it effortless to rack up points in my everyday life.

Redeeming your points is just as easy, since Bilt partners with 23 travel programs. And on the first day of each month — known as "Rent Day" — Bilt often boosts transfer and redemption rates to select partners, giving you even more value for your points.

This January Rent Day promotion is a good one, but not every Bilt member will be eligible. Bilt is running a targeted promotion where eligible members can get up to a 40% bonus when they redeem points for Amazon.com purchases. There’s also a targeted promotion where eligible Bilt members will receive either a 30% or 40% redemption when they redeem Bilt points for rent credits.

Beyond those two targeted offers, all Bilt members will earn 10x points and receive free home delivery on Gopuff orders during Rent Week. And elite Bilt members (with Silver status or above) will continue to receive free home delivery beyond Rent Week.

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If you aren't signed up for the Bilt program yet, joining is free, and it takes just a few minutes to enroll and link your cards to your account. To sign up, all you need to do is go to Bilt's website and click the "Sign up" button.

Click here to join Bilt Rewards for free

Once you’re signed up, earning points couldn’t be easier. Just link any card you regularly use to your Bilt Wallet, and you'll automatically start earning when you shop at any eligible merchant.

Bilt has also added a Neighborhood Map, making it even easier to find partners and earn points. But if you don't want to take the time to find partners using the map, you can just take a "set it and forget it" approach.

Once your credit and debit cards are linked to Bilt, you'll earn bonus points every month when you shop at eligible merchants without having to even think about it.

Some of my regular Bilt Neighborhood partners include local restaurants, Walgreens, and Lyft. Plus, if you’re into fitness, plenty of workout studios and classes that are also part of the program.

One of my favorite ways to earn Bilt points is through Walgreens. Thanks to Bilt’s partnership, you’ll earn 2 points for every dollar you spend on Walgreens-branded products, and 1x on everything else in the store. That's on top of any rewards you earn from your credit card.

Just make sure you either pay for your Walgreens purchases with a card that you've linked to Bilt Neighborhood Benefits, or enter the phone number tied to your Bilt account at checkout.

Bilt Dining is another great way to rack up bonus points, with over 20,000 partner restaurants across the country. Depending on the restaurant, Bilt members can earn 2 or 3 extra points for every dollar you spend when dining out.

There’s no limit to how many points you can earn. You just need to pay with a linked credit or debit card (Visa, Mastercard, or American Express). And just like with other Bilt partners, these points stack on top of whatever rewards your regular card already earns.

Find local restaurants with Bilt Dining

As a Bilt member, when you connect your Lyft account to Bilt Neighborhood Benefits, you'll automatically earn 2 points for every dollar you spend on all Lyft rides.

If you use the Bilt Mastercard, you’ll get an extra 3x points on top of that. But you can pay with any card you like, as long as it’s linked to your Bilt account.

Link your Lyft account to Bilt Neighborhood Benefits

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Bilt Rewards offers multiple ways to redeem your points. But you'll usually get the best value by transferring them to Bilt's airline and hotel partners and using them for travel.

With 18 airlines and 5 hotel transfer partners, there are a slew of options when it comes to redeeming your points, including popular programs like United, Alaska Airlines, Southwest, Air France/KLM, British Airways, Japan Airlines, Marriott, and Hyatt, among many others.

That means your points can go a long way, especially since almost all of Bilt's partners transfer at a 1-to-1 ratio, meaning 1 Bilt point transfers to 1 point in the corresponding airline or hotel program. Accor Hotels is the exception, transferring at a 3-to-2 ratio.

On the first of every month, Bilt rewards its members with a special Rent Day perk. And this upcoming Rent Day is no different — though two elements of the bonus aren’t available to all members; only targeted members will be eligible.

The first targeted offer is a 30% or 40% redemption bonus for eligible Bilt members who redeem their Bilt points for Amazon purchases after linking their accounts.

Eligible members will see this offer in their Bilt account, and the transfer bonus is valid from December 27, 2025 9:00am ET through January 1, 2026, at 11:59pm PT.

Bilt points are usually worth 0.7 cents apiece when you redeem them for Amazon purchases, so this bonus can boost their value to 1 cent or more. This still isn’t the best use of your rewards compared to redeeming Bilt points for travel through the program’s 20+ transfer partners, but if you prefer using points toward non-travel purchases, this promotion will at least stretch their value significantly.

The second targeted bonus offer is for redeeming points for rent credits, to offset the cost of rent. If you’re eligible for this promo, you’ll get either a 30% or 40% redemption bonus for rent credits, and you’ll see the offer in your Bilt account.

As with the Amazon bonus, this offer will be eligible for redemptions made between December 27, 2025 9:00am ET and January 1, 2026, at 11:59pm PT.

You can redeem Bilt points toward your rent cost, with a minimum redemption of 1,000 points required. However, you’ll get an even lower value for this redemption than for Amazon redemptions: Each point is worth just 0.55 cents toward rent. But with the 30% to 40% transfer bonus, you’re getting 0.715 to 0.77 cents per point in value — still not as strong as redeeming Bilt points for travel, but a better deal than usual, and it could come in handy if you’re trying to minimize out-of-pocket expenses after the holiday shopping season.

Bilt is also offering a big boost on rewards for orders placed with the delivery platform GoPuff. GoPuff orders usually qualify for just 1 point per dollar, but from December 27, 2025 9:00am ET to January 1, 2026, at 11:59pm PT, Bilt members will earn 10 points per dollar on home delivery purchases.

Plus, Bilt members will get free delivery during this same period, with no minimum order size required. Further sweetening the deal, elite members will continue to receive free delivery as an ongoing Bilt status benefit.

There's no reason not to join Bilt Neighborhood Benefits, especially since it's free. With an easy-to-use program and valuable rewards, plus nearly two dozen loyalty partners and generous transfer bonus opportunities, Bilt gives you plenty of ways to turn your points into unforgettable travel experiences.

Personally, I earn Bilt points every month without lifting a finger, just by keeping my credit cards linked to the program. Then, when the right travel opportunity comes along, I transfer those points to one of Bilt’s many partners for serious value.

I probably won’t take advantage of these Rent Day transfer bonuses even if I am targeted, because I value Bilt points more for travel. For instance, I recently used a 125% transfer bonus to Air Canada’s Aeroplan, which let me score an incredible deal.

But for those looking to get the most value from their points on purchases closer to home, these two targeted promotions significantly improve the value you’ll get for redemptions with Amazon and for rent credit.

That’s the beauty of having Bilt points in your back pocket — when the moment’s right, you’re ready.

Join Bilt Neighborhood Benefits and earn extra travel rewards

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