Is February’s Bilt Rent Day Accor bonus actually worth it?

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Over the past few years, Bilt Rewards has become one of my go-to travel programs. While I still spread my spending across programs like Chase and Capital One, Bilt makes earning rewards in my day‑to‑day life uniquely simple.

One of the biggest perks? Bilt's Neighborhood Benefits program, which lets you earn points whenever you shop at partner merchants with any credit or debit card linked to your Bilt account.

You don't even need a Bilt credit card (though I recently applied for the Bilt Palladium Card!). In fact, I personally have five cards linked to Bilt, making it effortless to rack up points in my everyday life.

Redeeming your points is just as easy, since Bilt partners with 23 travel programs. And on the first day of each month — known as "Rent Day" — Bilt often boosts transfer and redemption rates to select partners, giving you even more value for your points.

This February Rent Day promotion is a good one, and the first one we've seen since Bilt introduced its new Bilt 2.0 program. With this offer, Bilt members can get up to a 100% bonus when transferring points to the hotel brand Accor Live Limitless (ALL).

So if you've been accruing points from the Bilt Neighborhood Benefits program or from Bilt's co-branded credit card, this could be a smart way to put them to use.

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If you aren't signed up for the Bilt program yet, joining is free, and it takes just a few minutes to enroll and link your cards to your account. To sign up, all you need to do is go to Bilt's website and click the "Sign up" button.

Click here to join Bilt Rewards for free

Once you’re signed up, earning points couldn’t be easier. Just link any card you regularly use to your Bilt Wallet, and you'll automatically start earning when you shop at any eligible merchant.

Bilt has also added a Neighborhood Map, making it even easier to find partners and earn points. But if you don't want to take the time to find partners using the map, you can just take a "set it and forget it" approach.

Once your credit and debit cards are linked to Bilt, you'll earn bonus points every month when you shop at eligible merchants without having to even think about it.

Some of my regular Bilt Neighborhood partners include local restaurants, Walgreens, and Lyft. Plus, if you’re into fitness, plenty of workout studios and classes are also part of the program.

One of my favorite ways to earn Bilt points is through Walgreens. Thanks to Bilt’s partnership, you’ll earn 2 points for every dollar you spend on Walgreens-branded products, and 1x on everything else in the store. That's on top of any rewards you earn from your credit card.

Just make sure you either pay for your Walgreens purchases with a card that you've linked to Bilt Neighborhood Benefits, or enter the phone number tied to your Bilt account at checkout.

Bilt Dining is another great way to rack up bonus points, with over 20,000 partner restaurants across the country. Depending on the restaurant, Bilt members can earn 2 or 3 extra points for every dollar you spend when dining out.

There’s no limit to how many points you can earn. You just need to pay with a linked credit or debit card (Visa, Mastercard, or American Express). And just like with other Bilt partners, these points stack on top of whatever rewards your regular card already earns.

Find local restaurants with Bilt Dining

As a Bilt member, when you connect your Lyft account to Bilt Neighborhood Benefits, you'll automatically earn 2 points for every dollar you spend on all Lyft rides.

If you use your Bilt credit card, you’ll earn your regular Bilt points on top of that. But you can pay with any card you like, as long as it’s linked to your Bilt account.

Link your Lyft account to Bilt Neighborhood Benefits

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Bilt Rewards offers multiple ways to redeem your points. But you'll usually get the best value by transferring them to Bilt's airline and hotel partners and using them for travel.

With 18 airlines and 5 hotel transfer partners, there are a slew of options when it comes to redeeming your points, including popular programs like United, Alaska Airlines, Southwest, Air France/KLM, British Airways, Japan Airlines, Marriott, and Hyatt, among many others.

That means your points can go a long way, especially since almost all of Bilt's partners transfer at a 1-to-1 ratio, meaning 1 Bilt point transfers to 1 point in the corresponding airline or hotel program. Accor Hotels is the exception, transferring at a 3-to-2 ratio — which we will discuss more below with this particular Rent Day offer.

On the first of every month, Bilt rewards its members with a special Rent Day perk. And this upcoming Rent Day is no different.

With this promotion, you can earn bonus points on all transfers made to Accor on February 1st. However, the bonus offer depends on your status within the Bilt Rewards program.

Remember, points from Bilt transfer to Accor at a 3-to-2 ratio, so you'll want to take this into account if you jump on this offer. We've also included the effective transfer rate at each level for you:

• Blue member: 25% bonus (6-to-5)
• Silver member: 50% bonus (1-to-1)
• Gold member: 75% bonus (6-to-7)
• Platinum member: 100% bonus (3-to-4)

Bilt is also sweetening the deal by giving its members the opportunity to "buy up" to a higher status by using their Bilt Cash. For the first time ever, Bilt members can use $75 of Bilt Cash to unlock the next tier status. This means regular Blue members can earn the same transfer bonus as Silver members, Silver bumps up to Gold, Gold matches Platinum, and Platinum can upgrade to a 125% bonus (meaning a 2-to-3 transfer ratio).

If you have extra Bilt Cash lying around, this is a great way to earn even more points toward your next hotel stay. But since most of us haven't accrued a ton yet, this is a nice preview of some potential options for the future.

For those new to Accor's program, it's as easy as it gets due to its fixed-value, revenue-based points system. There's no award chart, but instead, for every 1,000 points redeemed, you'll receive €20 off your bill — where points are valued at €0.02 per point. You can even redeem points for part of your stay if you don't have enough points to cover the full cost. With a straightforward program, there's limited strategy or thinking involved, making it incredibly simple to use your points.

If you're a Platinum member, for example, and take advantage of this Rent Day offer, you're ultimately redeeming your Bilt points at €0.027 or approximately $0.032 per point (3.2 cents per point).

For many travelers, this is a great redemption. And with many Accor properties around the world — including high-end properties such as Fairmont, Orient Express, Banyan Tree, Sofitel, and Raffles — there are plenty of options to redeem your points.

If you decide to take advantage of this promotion, know that it's only valid on Sunday, February 1, 2026, from 12:00am ET through 11:59pm PT. If you don't already have an Accor account, we suggest creating one now and linking it to your Bilt account, and not waiting until the last minute.

There's no reason not to join Bilt Neighborhood Benefits, especially since it's free. With an easy-to-use program and valuable rewards, plus nearly two dozen loyalty partners and generous transfer bonus opportunities, Bilt gives you plenty of ways to turn your points into unforgettable travel experiences.

Personally, I earn Bilt points every month without lifting a finger, just by keeping my credit cards linked to the program. Then, when the right travel opportunity comes along, I transfer those points to one of Bilt’s many partners for serious value.

While I most likely will not be taking advantage of this particular Rent Day offer, it's a great opportunity for others — as long as you have a plan in place.

I did take advantage of a previous offer for a 125% transfer bonus to Air Canada’s Aeroplan, which let me score an incredible flight deal. That’s the beauty of having Bilt in your back pocket — when the moment’s right, you’re ready.

Join Bilt Neighborhood Benefits and earn extra travel rewards

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