Bilt Blue Card
Earn Bilt Points on everyday spend with no annual fee
Sign-up Bonus
$100 of Bilt Cash when you apply and get approved.
At the end of each calendar year, any Bilt Cash balance over $100 will expire.
Earn rates
Apply for the Bilt Blue Card
Takes just a few minutes. Seeing if you're approved won't impact your credit score.
Bonus rewards
Additional ways to earn and redeem on top of your everyday points.
Up to 1.25X
Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
Why we like this card
The Bilt Blue Card is the perfect entry point into the Bilt ecosystem. With no annual fee, it lets you earn 1X Bilt Points on everyday purchases, making it ideal for anyone who wants to start accumulating points without any cost commitment.
What makes this card stand out is its housing-friendly features. You can earn up to 1X points on rent and mortgage payments with no transaction fees when making a housing payment through Bilt, which is nearly unheard of in the credit card space.
If you're new to points and miles or want a solid no-fee card that pairs well with your rent payments, the Blue Card is hard to beat.
Featured benefits
Additional perks included with your card. View full Guide to Benefits.
No foreign transaction fees *
Cellular Wireless Telephone Protection
Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
Up to 1X points on housing payments
Purchase Assurance
10%
Intro APR on new eligible purchases for 12 billing cycles after account opening across all 3 cards.
After the intro period, a variable APR of 26.74% – 34.74% will apply.
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