Bilt Palladium Card
The ultimate Bilt card with 2X on everything and premium perks
Sign-up Bonus
- 50,000 Bilt Points + Gold Status *
- $300 Bilt Cash bonus
* After meeting the required spend for the welcome offer.
Up to $100 of Bilt Cash earned rolls over to the next year.
Earn Rates
Apply for the Bilt Palladium Card
Takes just a few minutes. Checking your rate won't impact your credit score.
Bonus Rewards
Additional ways to earn and redeem on top of your everyday points.
Choose to earn
4%
back in Bilt Cash on everyday spend
Up to 1x
points on rent and mortgage payments through Bilt
Why We Like This Card
The Bilt Palladium Card is the flagship card in the Bilt ecosystem, offering an impressive 2X Bilt Points on purchases. The Bilt Palladium Card is the flagship card in the Bilt ecosystem. It stands out by offering 2X Bilt Points on every purchase — with no category restrictions or rotating bonuses to track.
The perks package is equally impressive. A $200 semi-annual Bilt Travel Hotel statement credit ($400/year) and $200 annual Bilt Cash credit return significant value, while Priority Pass lounge access (a $469/year value on its own) makes every airport visit more comfortable. The 50,000-point welcome bonus with Gold Status — after meeting the required spend for the welcome offer — provides a major jump-start right out of the gate.
If you want maximum simplicity with premium benefits and don't mind the $495 annual fee, the Palladium Card delivers exceptional value — especially for frequent travelers who can take full advantage of the hotel credits and lounge access.
Featured Benefits
Additional perks included with your card. View full Guide to Benefits.
$200 semi-annual Bilt Travel Hotel statement credit ($400/yr)
$200 Bilt Cash as an annual credit
Priority Pass lounge access ($469/yr value)
Trip Delay Reimbursement
Trip Cancellation and Interruption Protection
Baggage Delay Insurance
Price Drop Protection
Extended Warranty
50,000 Bilt Points + Gold Status welcome bonus
10%
Intro APR on new eligible purchases for 12 billing cycles after account opening across all 3 cards.
After the intro period, a variable APR of 26.74% – 34.74% will apply. Rates & Fees
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